Home Equity Loans
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Fixed Rate Home Equity Loans

Your home may be your most valuable asset, offering you one of the most powerful and economical ways to borrow.  With a Roebling Bank Fixed Rate Home Equity Loan, you can utilize this financial power and put it to work in a variety of money saving ways.  There are no points to pay, no closing costs and no fees.*  We offer competitive, fixed rates and a variety of terms. Subject to credit approval. Consult your tax advisor regarding deductibility of interest. Property insurance shall be required.

*Title insurance may be required for total Roebling Bank loans over $250,000.00

Current Fixed Home Equity Loan Rates - Effective as of 02/03/2012 - Rates subject to change.
**APR= Annual Percentage Rate   ***Rate when automatically deducted from a Roebling Bank Checking or Savings account.

Owner Occupied

Terms

 Standard Rate** Auto-Deduct Rate***
Up to 60 months 4.25% APR  ($18.54 per $1,000) 4.00% APR  ($18.42 per $1,000)
Up to 84 months 4.50% APR  ($13.91 per $1,000) 4.25% APR ($13.78 per $1,000)
Up to 120 months 4.50% APR  ($10.37 per $1,000) 4.25% APR  ($10.24 per $1,000)
 Home Equity Loan Sale!
Up to 180 months 5.24% APR  ($8.04 per $1,000) 4.99% APR  ($7.91 per $1,000)

 Fixed Rate Home Equity First Lien Position - Effective as of  02/03/2012 - Rates subject to change.

Take an additional 1/4 % discount off the above rates up to 180 months for first lien position loans.

                    Additional Terms

 Standard Rate*  Auto-Deduct Rate**

                     Up to 240 months

 5.00%  ($6.61 per $1,000) 4.75%  ($6.46 per $1,000)

Home Equity Line of Credit

Use the equity in your home to secure a line of credit at a great rate for personal needs.  You can borrow and pay-down as you desire.  There are no closing cost, application fees or recording fees.* Monthly payments are based upon a 15-year amortization. Subject to credit approval. Consult your tax advisor regarding deductibility of interest. Property insurance shall be required.

*Title insurance may be required for total loans over $250,000.00

 

 

3.25% APR
Indexed to Wall Street Journal Prime-Floating

The rate will be calculated using the highest Prime Rate published in the Wall Street Journal on the 4th day of each month.  Annual Percentage Rate may vary, but cannot exceed 16.9%. Minimum interest rate of 3.25% .

For more information, please contact any of our branch offices. See Locations link for branch locations.