|
At or for the Year Ended September 30,
(Dollars in thousands, except per share) |
|
2006 Selected Balance Sheet Data |
|
Assets |
$ 130,607 |
|
Loans receivable, net |
94,014 |
|
Deposits |
103,682 |
|
Shareholders’ equity |
16,410 |
|
2006 Selected Results of Operations |
|
Interest income |
$ 6,650 |
|
Interest expense |
2,212 |
|
Net interest |
4,438 |
|
Provision for loan losses |
132 |
|
Non-interest income |
463 |
|
Non-interest expense |
3,988 |
|
Federal & State taxes |
351 |
|
Net income |
430 |
|
2006 Selected Ratios |
|
Return on average assets |
0.36 % |
|
Return on average equity |
2.67 |
|
Average equity to average assets |
13.59% |
|
Equity to assets at period end |
12.57 |
|
Net interest rate spread |
3.36 |
|
Non-performing loans to total assets |
0.37% |
|
Non-performing loans to total loans, net |
0.51 |
|
2006 Per Share Data |
|
Earnings per share – basic |
0.26 |
|
Earnings per share – diluted |
0.26 |
|
Weighted average basic shares outstanding |
1,632,681 |
|
Weighted average diluted shares outstanding |
1,641,774 |
|
|
|
