Premium Rate        Money Market

     $0 to $$9,999     

$50,000.00 - $99,999.99

$100,000.00 +

Interest compound daily and credited monthly. $1.50 monthly fee if daily balance falls below $100.00

Interest compound daily and  credited  monthly. No minimum balance or  deposit requirement.  No service fees.

Interest compounded daily and credited monthly. $1.50 monthly fee if daily balance falls below $100.00

     $1,000 to $9,999

$25,000 +

$5.00 monthly maintenance fee if balance falls below $500 daily minimum

CD Rates and
Annual Percentage Yields

3 month CD

 6 month CD

 7 month CD

12 month CD

 13 month CD

      18 month CD

48 month CD

Checking Accounts

PREMIUM RATE money market checking Rev 11/06

Roebling Bank offers a highly liquid investment alternative with competitive money market rates and the convenience of check access.

Feature:

n   Tiered interest rates

n   Earn variable money market rates with simple interest credited to account monthly

n   Unlimited number of withdrawals in person at Roebling Bank

n   Make up to 6 preauthorized, automatic or telephone withdrawals or transfers per statement cycle with no more than 3 of the 6 transfers by check

n   Available for personal and business accounts

n   Deposit insured to the regulatory maximum by the FDIC

n   Free online banking and Bill Pay

Benefits:

n   Allows customers to earn more as balance increases

n   Offers customers competitive earnings potential since rates keep pace with market conditions

n   Your effective compound rate improves

n   Make as many cash withdrawals as you wish at any Roebling Bank office

n    Provides a method of making limited third-party payments

Balance Requirements and Fees:

n   $10.00 monthly maintenance fee should balance fall below $10,000 on any day in the cycle.

Free Personal Checking Rev 05/11

Our most popular checking account offers you totally FREE Checking and a convenient way to manage your finances.

Features:

n   No minimum balance required to avoid a maintenance fee

n   Unlimited check writing

n   Monthly statements with check images

n   Access by ATM/Debit card

n   Free online banking and Bill Pay

Benefits:

n   Regardless of your balance, there is no monthly service charge

n   Write as many checks as you wish without a per item charge

n   You always get paid checks returned as your receipt

n   Obtain cash from thousands of ATM machines or use your debit card instead of writing checks

Balance Requirements and Fees:

n   No minimum balance requirement

n   No monthly service charge

golden bridge senior checking Rev 05/11

A free, convenient checking account for our senior citizen customers (minimum age 55). Besides carrying no fees, Golden Bridge Senior Checking offers free direct deposit of your Social Security Check.

Features:

n   Unlimited check writing privileges with no per check charge an no minimum balance required

n   Free personalized “Regal” wallet-style checks

n   Monthly statements with cancelled checks returned

n   Convenient access with ATM/Debit Card

n   Free Notary Services

n   No fees on Travelers cheques, money orders or cashier checks

n   Bonus rate on certificate of Deposit

n   Free online banking and Bill Pay

Benefits:

n  This account provides free personalized checks

n  You always receive your paid checks back as your receipt

n  Obtain cash from thousands of ATM machines

n  Use your debit card for purchases instead of writing checks

n  You are not assessed a monthly fee

n   The account does not call for you to maintain a specific balance

n   We offer a package of No-Fess services to our Golden Bridge depositors

Balance Requirements and Fees:

n   No minimum balance requirement

n   No monthly service charge

interest checking Rev 05/11

Our Interest Checking has all the advantages of Free Checking with an important difference… it pays you interest.

Features:

n   Earns a variable rate of interest

n   Tiered interest rates that allow you to earn more as your balance increases

n   Simple interest credited to your account monthly

n   Unlimited check writing privileges, no per check charge

n   Monthly statements with check images

n   Convenient access with ATM/Debit Card

n   Free Online Banking and Bill Pay

Benefits:

n   Offers competitive earnings potential since rates keep pace with market conditions

n   Allows you to earn more as balance increases

n   Your effective rate improves with compounding

n   Write as many checks as you wish

n   Receive your paid checks back as your receipt

n   Obtain cash from thousands of ATM machines

n   Use your Debit Card for purchases instead of writing checks

Balance Requirements and Fees:

n   $5.00 monthly maintenance fee if balance falls below $500.00 daily minimum

Online Banking and bill pay Rev 05/11

Roebling Bank has Online Banking and Bill Pay available at our website www.roeblingbank.com.

Roebling Bank offers its customers the convenience of FREE Online Banking.

n   Balance Inquiry

n   Paid Checks Register

n   Listing of Deposits

n   ATM Transactions

n   Stop payments

n   Direct Deposit

n   Debit Card Transaction

Bill Pay is a Free service for our customers. No maximum transaction fee. Available Free for Business customers.

n   Simple - just log into online banking

n   Convenience - pay bills from one site

n   Test Drive - check out the Bill Pay Demo and see for yourself how easy it is to use

n   Timesaver - schedule payments ahead and save on trips to the post office for postage

FREE business checking Rev 05/11

Interest

An interest-bearing account available to Sole Proprietors, Unincorporated Partnerships and Non-profit Organizations.

Features:

n   Earns a variable rate of interest

n   Tiered interest rates

n   Simple interest is credited to your account monthly

n   Monthly statements with check images

n   ATM access (for deposits and inquiries)

n   Merchant Service Program available

n   Free Online Banking and Bill Pay

Balance Requirements and Fees:

 n   No minimum balance

 n  150 Paid checks monthly with no fees

 n  150 Deposit items monthly with no fees

Corporate Non Interest

A simple, easy to understand business checking account.

Feature:

n   Monthly statements with check images

n   ATM access (for deposits and inquiries)

n   Merchant Service Program available

n   Free Online Banking and Bill Pay

Balance Requirements and Fees:

n     No minimum balance

n    150 Paid checks monthly with no fees

n    150 Deposit items monthly with no fees

Merchant services program Rev 10/05

Business Owner

Lower debit card rates, reduced Rewards card pricing, specific point of sale programs for your industry...

Advantages of Merchant Service Program:

n   Visa/MasterCard debit cards rates are lower than credit card rates.

n   Accepting credit cards is cost effective, and will increase your sales significantly.

n   Increase sales through electronic check acceptance and gift card programs.

These are just a few of the ways Roebling Bank can help you look for ways to reduce your credit/debit card processing expense.

In addition, we can also help increase sales with programs like electronic check acceptance and a gift card program with custom designed cards just for your business.

Give us just a few minutes of your time to do a merchant account check-up and we could bring immediate savings to your bottom line this month. We'll review all the rates and fees that you currently pay to your existing merchant service provider and look for ways to save you money. If you don't already accept cards let us assess the impact they can have on your business through incremental sales. Contact your local branch manager for additional information.

money market checking Rev 05/11

Roebling Bank offers a highly liquid investment alternative with competitive money market rates and the convenience of check access.

Feature:

n   Tiered interest rates

n   Earn variable money market rates with simple interest credited to account monthly

n   Unlimited number of withdrawals in person at Roebling Bank

n   Make up to 6 preauthorized, automatic or telephone withdrawals or transfers per statement cycle with no more than 3 of the 6 transfers by check

n   Free online banking and Bill Pay

Benefits:

n   Allows customers to earn more as balance increases

n   Offers customers competitive earnings potential since rates keep pace with market conditions

n   Your effective compound rate improves

n   Make as many cash withdrawals as you wish at any Roebling Bank office

n   Provides a method of making limited third-party payments

Balance Requirements and Fees:

n   $5.00 monthly maintenance fee if balance falls below $1,000 daily minimum

atm and debit card Rev 05/11

Roebling Bank offers its checking account customers the convenience of ATM/Debit card.

Feature:

n    Obtain a cash withdrawal 7 days per week

n    Use a debit card instead of cash

n    Deposit into your account

n    Transfer funds

n    Free service at Roebling Bank ATMs

Benefits:

n   Use thousands of ATM units to obtain cash (other banks may charge a fee)

n   Eliminates the need to carry cash

n   Most ATMs will allow deposit

n   Move funds within your accounts 7 days per week

n   There is no fee when using a Roebling Bank ATM

We are also a member of other regional and national ATM networks, which means you have access to your accounts at ATMs anywhere in the country or the world. 
 

Savings Accounts

statement savings Rev 05/11

A convenient way to save that also allows easy access to your money. Make withdrawals or deposits at any Roebling Bank office or any ATM machine. All account activity is recorded on a monthly statement and mailed to your home.

Feature:

n    No minimum deposit requirement

n    No limit on number of personal cash withdrawals

n    Interest compounded daily and credited monthly

n    Detailed account statement issued monthly

n    Can be accessed with ATM/Debit card

n    Make up to 6 preauthorized, electronic or telephone withdrawals per calendar month

n    Free Online Banking and Bill Pay

Benefits:

n    Deposit as much or as little as you wish

n    You have access to your funds at any time

n    Your effective compound rate improves

n    Provides detailed account of activity for record keeping

n    Obtain cash from thousands of ATM machines

Balance Requirements and Fees:

n    No minimum balance to earn interest

n    $1.50 monthly fee if daily balance falls below $100

certificate of deposit Rev 05/11

These investment options give you higher rates of interest, along with FDIC safety, in exchange for committing the deposit for a specified period of time.

Features:

n    Terms available from 3 months to 5 years

n    Interest rates on fixed-rate CDs guaranteed for term of certificates available for as little as $500

n    Interest compound daily and maybe paid/credited monthly

n    Early withdrawal is subject to penalty

n    Free Online Banking and Bill Pay

Benefits:

n    Choose the term that meets your needs

n    Fixed interest rate

n    Even the small saver can obtain competitive rates

n    Your effective compound rate improves

youth passbook savings Rev 10/05

A smart, convenient savings vehicle for our younger customers, age 17 or under. Our Youth Savings offers no minimum balance requirement, no fees and daily compounding of interest. It’s a great way to foster a lifetime habit of saving!

Features:

§    Competitive interest rate

§    Make up to 6 preauthorized, electronic or telephone withdrawals per calendar month

§    At age 18 the account can convert to a regular Statement Savings Account

 Benefits:

§    The rate is monitored to relate to market conditions

§    No need to close and open a new account

Balance Requirements and Fees:

§    No minimum balance or deposit requirement

§    No service fees

club accounts Rev 10/05

Start saving now for all your holiday gift giving or that trip home for the holidays. It is made easy with this year-round deposit plan.

Features:

§  Holiday clubs pay out in early October

§  Vacation clubs pay out in early May

§  Available in multiple denominations

§  Earns simple interest, paid at the completion of your club

§  Free Online Banking and Bill Pay

Benefits:

§  Have use of funds in time for the holidays

§  Have funds to enjoy your vacation time

§  Get your preferred denomination

Balance Requirements and Fees:

§  No monthly fee

§  $10 service charge and forfeiture of interest for early close out

individual retirement accounts (iras) Rev 05/11

Fixed Rate IRA Certificate of Deposit

Features:

§  All CDs are available as IRA investments (Terms from 3 month to 5 years)

§  Low $250 minimum deposit

§  Interest rates on the fixed rate IRA CDs are guaranteed for the term of your certificate

n Early withdrawal is subject to penalty

n  Free Online Banking and Bill Pay

Benefits:

§  Choose the term that meets your needs

§  Large deposit not required

§  Interest rates will not change for the term until maturity

Balance Requirements and Fees:

§  No annual maintenance fee

IRA Passbook Savings

Features:

§  No minimum deposit amount

§  Flexibility to make deposits as frequently as you like

§  Transfer funds to higher earning fixed rate CDs at any time

n  Early withdrawal is subject to penalty 

n  Free Online Banking and Bill Pay

Benefits:

§  Deposit as much or as little as you wish

§  Make deposits at your convenience

§  Opportunity to earn more interest